The Indonesian Post
As customer needs continue to increase amidst the trend of environmentally friendly lifestyles, PT Bank CIMB NiagaTbk (CIMB Niaga) keeps introducing green financing products and programs, one of which is the Green Mortgage for Home Ownership (KPR Hijau). This initiative is in line with CIMB Niaga's commitment as a bank actively implementing sustainability in Indonesia. Head of Secured Lending Business & Consumer Credit Underwriting at CIMB Niaga, DjojoBoentoro, stated that Green Mortgage is a financing facility for purchasing properties from developers who have met sustainability standards or green building certifications from recognized institutions. These include the use of environmentally friendly building materials, proper water management, and energy efficiency through the use of solar panels. In addition to the Green Mortgage facility, CIMB Niaga customers also have the opportunity to contribute to the planting of one tree for the sustainability of the earth through the One House One Tree program. This program collaborates with the Indonesian Biodiversity Foundation (KEHATI) in the form of preserving bamboo, coffee, and cloves in NTT. "Our Green Mortgage and One House One Tree program are not only aimed at pursuing profit, but also a tangible form of support for achieving Sustainable Development Goals (SDGs) through environmental preservation. By choosing environmentally friendly home financing, customers have contributed to reducing carbon emissions, thus creating a more sustainable earth," said DjojoBoentoro during the Media Gathering with CIMB Niaga themed Property Trends and Green Mortgage 2024 in Jakarta, Monday (1/7/2024). In addition to DjojoBoentoro, Head of Non-Branch Channel at CIMB Niaga, Heintje Mogi, and Associate Director of Planning & Design at Ciputra Residence, Taufiq Hidayat, were also present as speakers. According to Heintje, Green Mortgage, as a relatively new initiative in the property industry, has great potential for further growth. This is in line with the increasing awareness of sustainable lifestyles in society and the active education on Green Mortgage by the government, banks, and developers. "We are confident that the public's interest in Green Mortgage will continue to rise. Therefore, we will enhance our collaboration with developers who provide green houses/buildings, so that customers have more environmentally friendly housing options. In addition, CIMB Niaga will also introduce various special programs, both in terms of pricing and other benefits relevant to customer preferences #YangUtama," said Heintje. In essence, Green Mortgage offers many benefits for customers. Apart from saving energy, environmentally friendly homes can also improve the quality of life for residents because they are made from healthier and safer building materials and have better air circulation. Equally important, having an environmentally friendly home also provides a sense of satisfaction as it contributes positively to environmental sustainability initiatives, reduces carbon footprint, and supports greener development.