The Indonesian Post
Zurich Family Gen Assurance, the latest insurance product from PT Zurich Topas Life (Zurich), offers a breakthrough in life protection, health protection, and investment. This insurance policy provides protection for all family members and allows policyholders to transfer it up to the third generation without re-examination. Richard Ferryanto, the President Director of PT Zurich Topas Life, stated, "As a family matures, with children growing up, the need for health, life, and investment protection becomes more complex. Zurich Family Gen Assurance is a solution for these needs, giving customers the flexibility to determine the protection period and benefits." According to data from the Indonesian Life Insurance Association (AAJI) in 2023, 84 million people were insured, compared to the total population of Indonesia of 250 million, with an average coverage benefit of Rp 63 million. With Zurich Family Gen Assurance, policyholders can receive accident coverage benefits of up to Rp 3 billion. Additionally, Zurich Family Termlink is available as an additional benefit for life coverage based on the family's needs. Moreover, this product offers loyalty benefits for customers who consistently pay the basic premiums and keep the policy active every 10 years, with a total benefit value of up to 385%. Financial Planner Nadia Harsya said, "As parents, we strive to ensure that our children receive quality education and provide them with full protection and sufficient financial security for their future." By preparing for continued livelihood for the family, it is an important step in ensuring a stable and guaranteed future protection and financial security for the family. I believe this product can provide comfort that the family's financial legacy will continue to be preserved and beneficial for future generations. Zurich Family Gen Assurance is designed with a focus on flexibility to determine additional benefits, ranging from additional life insurance benefits, inpatient benefits, critical illness benefits, age coverage, to premium waivers. In addition, customers are also flexible in determining the insurance extension period until the age of 99. "Through agency and bancassurance distribution channels, Zurich is committed to bringing Zurich Family Gen Assurance to every Indonesian family to provide stable and reliable protection and investment," Richard concluded. PT Zurich Topas Life is licensed and supervised by the Financial Services Authority.